As part of this ACA Overview, we'll explain what a "large employer" and what a "small employer"...
ACA Compliance Guide: Large vs. Small Employer Definitions
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Insights
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The Hidden Metric of Total Compensation Statements
Labor is likely your single largest operating expense and your hardest variable to control. You...
Beyond the App: A Practical Wellness Framework for Northern Michigan Business Owners
Employee mental fatigue is a critical threat to organizational performance. While executives focus...
ICHRA: A Strategic Funding Tool for Modern Benefits
Strategic Insights for Business Leaders in 2026 The Annual Renewal Dilemma For most business...
A Decade of Building Traverse Benefits: Lessons That Continue to Guide the Work
Ten years ago, Traverse Benefits was founded with a defined purpose: to bring clarity and...
Bringing Prescription Drug Pricing into View
The Consolidated Appropriations Act of 2026 and Its Impact on Employer Health Plans Each year,...
Section 125: Quiet When Right. Costly When Wrong.
Owning a small business is a choice made before sunrise and reaffirmed long after closing. You...
From Burden to Business Advantage: The Real Test of Open Enrollment
Open enrollment in Northern Michigan arrives like a winter squall. It is swift, sharp, and sure to...
Northern Michigan Employers: Bold Changes Are Coming to Your 2026 Healthcare Benefits Playbook
Northern Michigan business leaders are preparing for one of the most transformative shifts in...
Empower your Employees to Wellness: Strategies for a Healthier Workforce
Employee wellness today goes far beyond physical health — it encompasses mental, emotional and...
What the Health! Employers Guide to Navigating more Changes
Employers can look forward to a brighter future with the return of a business-friendly Trump...
Medicare Insights: The Good, Bad & Ugly
Arriving promptly January 1, 2025, 53 million Medicare beneficiaries will begin to experience the...
Medicare Trust Funds: Stability Concerns
Born nearly 60 years ago, the Medicare Trust Fund remains a cornerstone of the United States...