Traverse Benefits Sets You Up for Success.
It’s what we do! Intelligent insurance solutions start here.

On-Demand Service
When you call, you reach a real person who knows your business and your benefits!
We are your day-to-day problem solver and advocate. We help with vendor evaluation, claims navigation, eligibility questions, billing alignment and reconciliation. Our team tracks issues from start to finish, communicating in plain language and steady timelines you can rely on.
On-demand support means you have a dependable partner at the moment questions arise. When you call, we answer!

New Employee Onboarding
We believe a strong start sets the tone for everything that follows.
Our new hire onboarding process is clear, organized, and employee-friendly, combining personal guidance with smart digital tools like Employee Navigator to make enrollment simple and secure.
We handle benefit education, plan selection, and follow-through so new hires understand coverage without confusion. Two weeks after enrollment, we check in to confirm ID cards have arrived and questions are answered. The result is confident employees from day one and fewer interruptions for your business. We set your new hires up for success!

Annual Open Enrollment: We Make it Better!
Open enrollment begins with preparation, starting 150 days before your effective date. Our approach is built for the long run, shaped around your workforce, your budget, and your goals … not a quick sale nor a one-size plan.
From strategy to enrollment meetings, we manage the details and guidance so the experience is organized instead of overwhelming. Guidance remains practical, flexible, and rooted in experience. Using Employee Navigator, group meetings, and post-enrollment reconciliation, we ensure elections, payroll deductions, and carrier billing connect correctly from start to finish.
Open enrollment now becomes a process that supports your business rather than interrupts it.

We Do the Math for You
Insurance is a financial instrument that can help grow your business and retain your employees. We take a financial-minded approach to health and wellness, preparing meaningful employer cost analysis and long-term projections so decisions are based on numbers, not noise.
Our work continues after enrollment. We match elections to payroll reports, verify deductions, and reconcile billing for three months to ensure accuracy. When figures differ, we correct them before small gaps turn into large costs.
Traverse Benefits looks at your programs the way a CFO would: cash flow, risk, and sustainability. Your success is our success, measured one accurate paycheck, one balanced invoice, and one confident employee at a time.

Tailored Benefits Guides: Print + Digital
Every workforce learns differently; that is why Traverse Benefits tailors our guidance to your group. We create customized print and digital Benefit Guides for employers and employees, translating plan details into clear language. These resources explain costs and options before, during, and after enrollment.
The Admin Guide becomes a dependable reference for leadership, reducing questions and supporting consistent decisions. The Employee Guide offers an organized path to coverage on paper, online, and through Employee Navigator. The outcome is smoother enrollment, stronger understanding, and greater confidence in the benefits you provide. Designed for you and for your greatest asset, your employees.

HR Support ... Because Compliance is Not a Side Job
Operating a business should not require a law degree after hours. Our HR library gives you practical, ready-to-use resources to communicate with employees about ACA, COBRA, FMLA, benefit compliance, employment laws, and the everyday people issues that don’t come with instruction manuals. We help you respond with confidence instead of guesswork.
Traverse Benefits stands beside you so HR doesn’t feel like a liability, but a well-supported part of your operation.
Words From the Wise.
Sue C.
“What I appreciate most about Traverse Benefits is being able to call or email with any problem relating to our insurance. It might be about clarification of benefits or an employee who’s not sure if the bills they received from the hospital are correct. Whatever the issue, Traverse Benefits is on it! It gets resolved in a timely manner and just as importantly, with a personal touch. It’s a great relief to know we’re in caring and competent hands.”
Employer Group:
30+ Employees, Traverse City, MI
Rick B.
“Andi has always helped us navigate through the ever-changing area of employee benefits. She has helped us find the right balance where we take care of our employees, and still look for opportunities where we can reduce costs. Andi is always there to support our organization as a whole, and to help employees better understand their individual coverage. When someone on our team has a health issue, they have been able to rely on Andi to help find answers and for support.”
Employer Group:
20+ Employees, Traverse City, MI
Jim T.
“We have been working with Traverse Benefits for at least five years I cannot say enough good things about their team and how quick they are to respond and how helpful they are to me and all of our employees. You cannot go wrong if you use them for your employee benefits.”
Employer Group:
20+ Employees, Grayling, MI
We Work with the Top Insurers to Find Your Tailored Coverage






Local. Wise. Nimble.
Traverse Benefits is your independent Northern Michigan benefits firm. We believe in advocating, educating, and giving back to the communities of Northern Michigan.
Wise and Nimble Insights
A Decade of Building Traverse Benefits: Lessons That Continue to Guide the Work
Ten years ago, Traverse Benefits was founded with a defined purpose: to bring clarity and...
Bringing Prescription Drug Pricing into View
The Consolidated Appropriations Act of 2026 and Its Impact on Employer Health Plans Each year,...
Section 125: Quiet When Right. Costly When Wrong.
Owning a small business is a choice made before sunrise and reaffirmed long after closing. You...

